Know your
budget before
you fall in love.
Three minutes. Soft-pull only. You walk into the showroom knowing your exact ceiling — and which bank you're using before the salesperson opens their mouth.
Three steps. One soft pull.
Tell us about you
Income, employer, residence stability, the car bracket you're considering. PAN + Aadhaar verified instantly.
We poll the panel
Soft-pull file goes to every bank you qualify for. Most reply in under 90 seconds. Bajaj and Mahindra return rates in under 30.
You see your ceiling
A single number — the maximum on-road price you can buy, with your top three best offers ready to lock.
A pre-approved buyer is a calmer buyer.
You stop wasting test drives
Six-figure differences in ceiling are common across files. Cars-you-can-buy is a much shorter shortlist than cars-you-like.
You out-negotiate the dealer-side desk
Most dealerships earn a commission on financing they arrange. With Carfin pre-approval in hand, you control the rate conversation.
You close in days, not weeks
Documents are already verified. From booking to delivery is typically 4–6 days instead of 14–21.
You avoid 'rate creep'
Rate is locked for 60 days. Banks can't raise it on you at the moment of sanction.