Stories · The Carfin Journal
Notes on cars, finance, and the business of buying.
Written by buyers, advisors, and the occasional ex-automotive-journalist on the Carfin team. New piece every Tuesday.
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Finance 101 · 18 May 2026 · 5 min
Should you actually take an auto loan in a 9.4% world?
Reduce-balance EMI maths, opportunity cost of cash, and the one tax loophole most CAs forget to mention.
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Long-term Review · 14 May 2026 · 9 min
Thar Roxx · five months in.
15,000 km, two flat tyres, one Nashik-to-Spiti run. What the brochure didn't tell us.
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Safety · 08 May 2026 · 6 min
What does a Bharat NCAP 5-star actually mean — and what doesn't it cover?
The protocol's adult-occupant tests, the child-occupant tests, and the bits Indians still aren't testing for (yet).
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Money · 02 May 2026 · 8 min
The hidden cost of a luxury car in India.
Insurance, servicing, tyres, depreciation. We costed a five-year ownership of an Audi Q5 vs a Toyota Camry Hybrid.
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EV · 25 Apr 2026 · 6 min
We mapped every public EV charger in Bengaluru.
187 chargers. 41 broken. Here's where the working ones are — and which apps are honest about it.
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